X
Motilal Oswal Home Finance Limited

₹ 15.30

mrf 7.83%

Listing Status: Active
https://motilaloswalhf.com
  • Market Cap ₹ 9,237.83
  • Current Price ₹ 15.3
  • High / Low
    ₹ 23 / 12.55
  • Stock P/E
  • Book Value N/A
  • Dividend Yield N/A
  • ROCE 9.86%
  • ROE 10.33%
  • Face Value ₹ 10.0
  • Price to Sale ₹ 0.02
  • Enterprise Value ₹ 2,531.00
  • PEG Ratio ₹ 0.00
  • EV/EBITDA ₹5.93
About

The company, a subsidiary of Motilal Oswal Financial Services Ltd is a provider of home loans and asset backed loans.
The company was renamed from “Aspire Home Finance” to “Motilal Oswal Home Finance” in 2019.
Since then, the company has aimed to make Motilal Oswal Home Finance a turn-around story which is
evident in its financials.

Key Points

Peer comparison

Sector: Finance Industry: Finance - Housing

S.No. Name CMPRs. P/E Mar Cap Rs.Cr. Div Yld% NP Qtr Rs.Cr. Qtr Profit Var % Sales Qtr Rs.Cr. Qtr Sales Var % ROCE %
1. Bajaj Housing 121 51.70 101203.71 0.00 548.02 25.41 2448.86 25.83 9.42
2. PNB Housing 920 13.07 23855.71 0.00 471.70 22.71 1867.53 5.74 9.27
3. Motilal Oswal Home 15.30 69.46 9237.83 0.00 29.32 -0.61 151.52 7.43 9.85
Median:

Quarterly Results

Consolidated Figure in RS. / View Standalone

Mar-22 Jun-22 Sep-22 Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 Mar-24 Jun-24
128 124 131 134 139 141 141 144 152 152
Sales Growth % 8% 14% 8% 7% 9% 7%
NA NA NA NA NA NA NA NA NA NA NA NA NA NA
23 31 34 32 37 42 38 38 44 52
NA NA NA NA NA NA NA NA NA NA NA NA NA NA
NA NA NA NA NA NA NA NA NA NA NA NA NA NA
Operating Profit 105 93 97 102 101 99 103 106 107 100
OPM % 82% 75% 74% 76% 73% 70% 73% 74% 71% 66%
Other Income 1 2 2 2 0 3 2 2 4 4
Interest 53 51 54 55 59 62 60 60 68 65
Depreciation -0 1 1 1 -0 1 1 1 1 1
Profit before tax 53 43 43 47 43 38 44 48 42 37
Tax 13% 22% 22% 21% 25% 23% 23% 22% 23% 22%
47 33 34 37 32 30 34 37 32 29
NA NANANANANANANANANANANANANA
NA NANANANANANANANANANANANANA
NA NANANANANANANANANANANANANA
NA NANANANANANANANANANANANANA
NA NANANANANANANANANANANANANA
NA NANANANANANANANANANANANANA
NA NA NA NA NA NA NA NA NA NA NA NA NA NA
PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24
493 646 641 573 539 522 527 578
Sales Growth % 31% -1% -11% -6% -3% 1% 10%
NA NA NA NA NA NA NA NA NA NA NA NA NA NA
92 230 451 165 160 174 134 162
Employee Cost 40 54 64 63 58 76 90 121
Other Expenses 51 175 388 103 102 98 44 42
Operating Profit 401 416 190 408 379 348 393 416
OPM % 81% 64% 30% 71% 70% 67% 75% 72%
Other Income 78 16 7 3 6 5 5 11
Interest 350 378 404 343 289 229 219 250
Depreciation 3 6 4 7 6 5 4 5
Profit Before Tax 126 49 -212 61 90 118 176 171
29% 35% -38% 36% 56% 20% 22% 23%
90 32 -130 39 40 95 136 133
NA NANANANANANANANANANANANANA
NA NANANANANANANANANANANANANA
NA NANANANANANANANANANANANANA
NA NANANANANANANANANANANANANA

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24
Equity Capital 150 306 483 521 601 601 602 603 603 604
Reserve 2 43 150 279 226 266 308 404 544 683
173 1629 3478 3065 3587 2944 2852 2606 2889 2994
Long Term Borrowings 151 1600 3453 3029 2036 1508 1703 1860 2277 2780
Short Term Borrowings 22 30 25 36 1551 1436 1149 746 612 214
Lease Liabilities 0 0 0 0 0 0 0 0 0 0
Other Borrowings 0 0 0 0 0 0 0 0 0 0
75 330 553 1247 155 72 136 150 112 271
Trade Payables 2 12 13 2 3 1 6 7 5 11
NA NA NA NA NA NA NA NA NA NA NA NA NA NA
Other liability 73 319 541 1139 151 75 130 142 107 260
Total Liabilities 399 2309 4664 5083 4568 3887 3898 3763 4148 4552
1 4 11 13 14 16 9 10 15 14
NA NA NA NA NA NA NA NA NA NA NA NA NA NA
NA NA NA NA NA NA NA NA NA NA NA NA NA NA
Property, Plant and Equipment 1 4 10 11 11 13 7 8 13 13
Right Use Of Assets 0 0 0 0 0 0 0 0 0 0
Goodwill 0 0 0 0 0 0 0 0 0 0
Intangible Assets Under Development 0 0 0 0 0 0 0 0 0 0
Investment Accounted for Using Equity 0 0 0 0 0 0 0 0 0 0
Intangible Assets 0 0 1 2
NA NA NA NA NA NA NA NA NA NA NA NA NA NA
Other Intangible Assets 0 0 0 0 3 3 2 2 1 1
NA NA NA NA NA NA NA NA NA NA NA Na NA NA
CWIP 0 0 0 0 0 0 0 0 0 0
Investment 20 174 280 0 51 0 0 0 0 0
378 2131 4369 5070 4503 3871 3889 3753 4133 4538
NA NA NA NA NA NA NA NA NA NA NA NA NA NA
Trade Receivables 2 4 9 8 2 1 5 2 0 0
Cash & Cash Equivalent 17 19 21 87 83 141 347 273 319 472
Loan & Advances 354 2042 4035 4716 4213 3628 3460 3435 3772 4032
Other Asset Items 6 2 21 84 203 126 77 44 43 35
Total Assets 399 2309 4664 5083 4568 3887 3898 3763 4148 4552

Cash Flow

Consolidated Figure in RS. / View Standalone

Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24
-1,866 -631 -156 -16 320 175 -239 39
-42 287 -49 44 -19 6 -5 21
2,050 267 200 5 -95 -245 288 108
Net Cash Flow 143 -77 -5 33 206 -63 44 168
NA NA NA NA NA NA NA NA NA NA NA NA NA
NA NA NA NA NA NA NA NA NA NA NA NA NA

Frequently Asked Questions

Q.1 : What is a Draft Red Herring Prospectus (DRHP)?
Recommended for those interested in dealing with unlisted shares. Recommended for those interested in dealing with unlisted shares. Recommended for those interested in dealing with unlisted shares.
Q.2 : What is a Draft Red Herring Prospectus (DRHP)?
Recommended for those interested in dealing with unlisted shares. Recommended for those interested in dealing with unlisted shares. Recommended for those interested in dealing with unlisted shares.
Q.3 : What is a Draft Red Herring Prospectus (DRHP)?
Recommended for those interested in dealing with unlisted shares. Recommended for those interested in dealing with unlisted shares. Recommended for those interested in dealing with unlisted shares.
Q.4 : What is a Draft Red Herring Prospectus (DRHP)?
Recommended for those interested in dealing with unlisted shares. Recommended for those interested in dealing with unlisted shares. Recommended for those interested in dealing with unlisted shares.
Q.5 : What is a Draft Red Herring Prospectus (DRHP)?
Recommended for those interested in dealing with unlisted shares. Recommended for those interested in dealing with unlisted shares. Recommended for those interested in dealing with unlisted shares.

©2025 UnlistedMinds - A Brand of Sanguine Capital Financial Services Pvt. Ltd. | All Rights Reserved.

Need help? Chat with us! WhatsApp